Is it Time to Switch Insurance Companies?
We get asked this question a lot and the answer is not always clear, but with the recent failures of AIG and other financial services companies, now is a good time to ask yourself whether or not to consider switching insurance providers.
Its worth at least considering this question anytime your auto, home, life or medical [...]
Why Didn’t We See The Financial Crisis Coming?
Today was yet another Toad’s Wild Ride on Wall Street; down 400 and then back up 400 points and nobody knew if the day would end up or down. And let’s not expect it to end any time soon. I like what Cramer has to say about the market right now; if you need your [...]
Why Making Money Online Websites Suck
I make my living on the Internet. Call me a blogger, call me insane, call me stupid. Its not easy so don’t buy any of those eBooks with titles like “Blog and Get Rich” or “How I Make Millions Working 4 Hours a Week” …. It doesn’t work like that!
Making money online takes a lot [...]
What, Buy a Home In This Economy? Crazy!
We haven’t seen such horrible financial news since the 1980s, when interest rates were nearly 20%. Some are even predicting that our current economic crisis will be worse than the Great Depression that followed the 1929 stock market crash.
And while we continue to see unprecedented volatility in the stock markets and money is tighter than [...]
New Improved Stock Market Terms For 2008
My mom sent this to me this morning. Now I’m not usually big on email passalongs like this, but it strikes me that a little humor might be in order given this week’s depressing events in the markets.
All we can do is keep our chins up, our noses to the grindstone and time will heal [...]
What Should I Do With My Money after Black Monday?
That’s right; today, September 29th, 2008 will forever after be a black Monday. The DOW saw its biggest single day point loss in history today, falling a whopping 778 points (6.98 percent) by the time markets closed in the US today.
Greed Overcome by Fear
But that’s not why I’m calling today’s frightening decline in stock prices [...]
Should I Get Out of My House?
Foreclosure and bankruptcy should always be the last option, but you need to make hard decisions sometimes.
If you are like millions of American homeowners with an adjustable rate mortgage, you’re undoubtedly feeling the pinch.
And while it pisses me off to no end that regulators and CEOs allowed the current credit crisis to happen in the [...]
Warren Buffett Buying Up Wall Street Banks?
What news we have from Wall Street these days. The government will bail out Fannie Mae and Freddie Mac to the tune of $700 billion or more. Wall Street has temporarily banned short selling!
And while these developments should help calm the markets, everyone is on edge as the finance sector struggles to turmoil, affecting all [...]
Allstate Insurance Review
Read our complete review of Allstate insurance, including their online quotes, pricing and customer service and satisfaction ratings, features and types of insurance company available.
Insurance.com Review
Insurance.com Review
Summary
Since they are an online insurance agency, you can compare multiple quotes from a number of different insurance providers on the Insurance.com web site.
Their live chat feature makes it easy to get quick answers to your questions and you can either purchase insurance online using a form or by telephone.
See how well Insurance.com performed [...]
Keeping Your Money Safe
Well, with all the bad news on Wall Street this week about AIG, Merrill Lynch and Lehman Brothers, it’s no wonder you’re worried about your retirement fund, pension, annuity or other investments!
I mean this is the first time in years I can remember mainstream media people use the phrase “bank run”! But seriously, if you [...]
How Solid is Your Insurance Company?
How confident are you that your insurance company is on safe financial ground? Read on to learn what’s happening in the insurance industry and how to be sure you can count on your insurer in times of need.
Nine-Fifteen-O’-Eight
As a contrarian investor I look at today (9/15/2008) as a potential harbinger that the markets are nearing a bottom. This makes me believe that 2009 promises the turning of a new leaf!
2009: A Great Time to Invest In Real Estate?
Contrary to popular belief, the best opportunity you will ever again see in your life may be coming very soon. As the 2008 election year draws to a close, how do you know when the time may be right to invest in a foreclosed or distressed-sale property?
Want To Know Which Auto Insurance Company Is The Best?
The Internet provides you with a million ways to compare insurance companies.
Most will tell you to pick the one with the best financial strength as determined by services like A.M. Best, Standard and Poor’s, and Moody’s. That way, you’ll know your insurance company will be there when you need them.
Others tell you to go by [...]
Can I Still Get a Home Loan in 2008?
OK, so we all know the real estate market is down and loan rates appear to be headed higher. So that means it’s a bad time to buy real estate, right? Wrong!
I will tell you that I bought my first home in the last major US real estate downturn and it proved to be the [...]
Home Loan Closing Costs Increasing
Well, in addition to rising interest rates and continued uneasiness in the money markets, it seems that home mortgage closing costs are also going up, according to a new mortgage cost study by BankRate.
Now, with all the news about home foreclosures and problems with financial institutions these days, that’s hardly surprising.
But the way its happening [...]
How to Save on Home Insurance Rates
If you think homeowners’ insurance is a luxury, better think again! If you owe money on a home loan, your lender probably requires that you carry home insurance and can provide proof of coverage for the full or fair value of your real property, which is typically the purchase price you paid.
These days, with home [...]
Is it Time to Expand Your Business?
People often ask me “what’s the difference between being self-employed and owning your own business?” The simple answer is scale; if you are the only one working in your business then when you aren’t working you aren’t making a profit in most cases. It’s that simple.
One friend of mine worked at an audio/video retailer when [...]
Should You Buy a Franchise?
If you are considering starting your own small business then buying into a franchise operation may be a good way to go, especially if you have no previous experience running a business.
While many franchisees struggle to make a living, they are at least able to essentially buy themselves a job and have some control over [...]
How to Make Money Online
We all know about entrepreneurs like David Filo and Jerry Yang, who founded Yahoo, or Larry Page and Sergey Brin, who founded Google only 10 years ago. Doing what they loved led them to fortunes beyond most people’s wildest imagination!
But, you say, those guys are all Stanford Engineers with brains bigger than planets and I’m [...]
Get a Better Paying Job
“Get a new job with more pay and you’re OK,” goes the line from Pink Floyd’s classic song Money. And while money doesn’t guarantee happiness, it’s a lot harder to be happy when you’re stressed out about paying your bills and can’t ever seem to get ahead.
But how do you change careers or get a [...]
Get Your Free Credit Report Today
Did you know that the government mandates that you can get your credit report once a year ABSOLUTLEY FREE? Most people don’t know this and pay $20, $40 or even more to get their credit report, accepting that a fee is required in order to know about late payments, outstanding debts and other details about [...]
Why You Should Buy a Home in the Next 12 Months
Sure, the news is all negative when it comes to the home mortgage market. But, I just returned from Las Vegas, one of the hardest hit real estate markets in America over the last 24 months.
And guess what; builders are still building condos, houses and other residential housing projects even in Las Vegas! The Fed [...]
What Are Insurance Odds?
Think you can live without good auto or homeowners’ insurance? Well, if you consider that all insurance is based on probability and statistical outcomes, then you might be inclined to try going without any insurance and save a bunch of money.
People who don’t plan ahead and can’t be bothered with all the various types of [...]