Want To Know Which Auto Insurance Company Is The Best?
The Internet provides you with a million ways to compare insurance companies.
Most will tell you to pick the one with the best financial strength as determined by services like A.M. Best, Standard and Poor’s, and Moody’s. That way, you’ll know your insurance company will be there when you need them.
Others tell you to go by [...]
Can I Still Get a Home Loan in 2008?
OK, so we all know the real estate market is down and loan rates appear to be headed higher. So that means it’s a bad time to buy real estate, right? Wrong!
I will tell you that I bought my first home in the last major US real estate downturn and it proved to be the [...]
Home Loan Closing Costs Increasing
Well, in addition to rising interest rates and continued uneasiness in the money markets, it seems that home mortgage closing costs are also going up, according to a new mortgage cost study by BankRate.
Now, with all the news about home foreclosures and problems with financial institutions these days, that’s hardly surprising.
But the way its happening [...]
How to Save on Home Insurance Rates
If you think homeowners’ insurance is a luxury, better think again! If you owe money on a home loan, your lender probably requires that you carry home insurance and can provide proof of coverage for the full or fair value of your real property, which is typically the purchase price you paid.
These days, with home [...]
Is it Time to Expand Your Business?
People often ask me “what’s the difference between being self-employed and owning your own business?” The simple answer is scale; if you are the only one working in your business then when you aren’t working you aren’t making a profit in most cases. It’s that simple.
One friend of mine worked at an audio/video retailer when [...]
Should You Buy a Franchise?
If you are considering starting your own small business then buying into a franchise operation may be a good way to go, especially if you have no previous experience running a business.
While many franchisees struggle to make a living, they are at least able to essentially buy themselves a job and have some control over [...]
How to Make Money Online
We all know about entrepreneurs like David Filo and Jerry Yang, who founded Yahoo, or Larry Page and Sergey Brin, who founded Google only 10 years ago. Doing what they loved led them to fortunes beyond most people’s wildest imagination!
But, you say, those guys are all Stanford Engineers with brains bigger than planets and I’m [...]
Get a Better Paying Job
“Get a new job with more pay and you’re OK,” goes the line from Pink Floyd’s classic song Money. And while money doesn’t guarantee happiness, it’s a lot harder to be happy when you’re stressed out about paying your bills and can’t ever seem to get ahead.
But how do you change careers or get a [...]
Get Your Free Credit Report Today
Did you know that the government mandates that you can get your credit report once a year ABSOLUTLEY FREE? Most people don’t know this and pay $20, $40 or even more to get their credit report, accepting that a fee is required in order to know about late payments, outstanding debts and other details about [...]
Why You Should Buy a Home in the Next 12 Months
Sure, the news is all negative when it comes to the home mortgage market. But, I just returned from Las Vegas, one of the hardest hit real estate markets in America over the last 24 months.
And guess what; builders are still building condos, houses and other residential housing projects even in Las Vegas! The Fed [...]
What Are Insurance Odds?
Think you can live without good auto or homeowners’ insurance? Well, if you consider that all insurance is based on probability and statistical outcomes, then you might be inclined to try going without any insurance and save a bunch of money.
People who don’t plan ahead and can’t be bothered with all the various types of [...]
How to Avoid Personal Financial Mistakes
Sometimes it’s hard to avoid making mistakes with your money. You might decide to buy a new car and then you lose your job.
Or, maybe you just don’t keep tabs on how much money you’re spending and suddenly you find that you have thousands of dollars in credit card expenses you can’t pay off! Maybe [...]
How to Get a Free Five Star Hotel Room in Las Vegas
I just got home from a 2 week vacation with my family. We drove 2,800 miles across Oregon, California and Nevada and got to see some of the most diverse geography in the world, from the Redwood forests of the California coast to the hottest and lowest place on earth (Death Valley).
One place we stayed [...]