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	<title>Surf Rate &#187; Home Loans</title>
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	<description>Best rates on loans, insurance, credit cards, investments and more!</description>
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		<title>2009: A Great Time to Invest In Real Estate?</title>
		<link>http://www.surfrate.com/compare/home-loans/2009-a-great-time-to-invest-in-real-estate.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/2009-a-great-time-to-invest-in-real-estate.html#comments</comments>
		<pubDate>Sat, 13 Sep 2008 19:54:28 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Real Estate]]></category>

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		<description><![CDATA[Contrary to popular belief, the best opportunity you will ever again see in your life may be coming very soon. As the 2008 election year draws to a close, how do you know when the time may be right to invest in a foreclosed or distressed-sale property?]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Home Loan Closing Costs Increasing</title>
		<link>http://www.surfrate.com/compare/home-loans/home-loan-closing-costs-increasing.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/home-loan-closing-costs-increasing.html#comments</comments>
		<pubDate>Wed, 13 Aug 2008 04:51:27 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/?p=139</guid>
		<description><![CDATA[Well, in addition to rising interest rates and continued uneasiness in the money markets, it seems that home mortgage closing costs are also going up, according to a new mortgage cost study by BankRate. Now, with all the news about home foreclosures and problems with financial institutions these days, that&#8217;s hardly surprising. But the way [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Getting a Home Loan on Bad Credit</title>
		<link>http://www.surfrate.com/compare/home-loans/getting-a-home-loan-on-bad-credit.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/getting-a-home-loan-on-bad-credit.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 23:27:50 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/loan/getting-a-home-loan-on-bad-credit/</guid>
		<description><![CDATA[Bad credit happens when a person gets careless with his expenses and debts, and that he has many unpaid bills. Persons with unsatisfactory credit rating end up having difficulty getting approved for insurance or even for loan applications. In short, winding up with poor credit is a very unhealthy financial situation to be in. If [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>When to Refinance Your Home Mortgage</title>
		<link>http://www.surfrate.com/compare/home-loans/when-to-refinance-your-home-mortgage.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/when-to-refinance-your-home-mortgage.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 22:44:33 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>

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		<description><![CDATA[So you now have been living in that home you have purchased in the last several years. You are probably still within the terms of your home loan, paying the interest rate as you have agreed upon with your home mortgage loan provider. If your loan term or tenure is 30 years, and you think [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Seven Big Reasons to Refinance</title>
		<link>http://www.surfrate.com/compare/home-loans/seven-big-reasons-to-refinance.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/seven-big-reasons-to-refinance.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 22:33:10 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/loan/seven-big-reasons-to-refinance/</guid>
		<description><![CDATA[Are you considering refinancing your home, but are not sure what benefits it can give you? Many experts advise you consider refinancing because it covers a lot of possible solutions to many financial problems, primarily because home mortgage loans can take out a big chunk off the monthly budget of a family living in a [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Shopping for Home Loans &#8211; Avoiding Huge Mortgage Mistakes</title>
		<link>http://www.surfrate.com/compare/home-loans/shopping-for-home-loans-avoiding-huge-mortgage-mistakes.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/shopping-for-home-loans-avoiding-huge-mortgage-mistakes.html#comments</comments>
		<pubDate>Tue, 15 Jan 2008 00:01:36 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[best mortgage rate]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[pmi]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/loan/shopping-for-home-loans-avoiding-huge-mortgage-mistakes/</guid>
		<description><![CDATA[So you have already decided to settle down and purchase a home for you and your family. However, purchasing a home is not always a smooth process, and a lot of times, you can encounter challenges finding the best way to be able to pay for your home. What should any smart home buyer do? [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Top 10 Mortgage Tips</title>
		<link>http://www.surfrate.com/compare/home-loans/top-10-mortgage-tips.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/top-10-mortgage-tips.html#comments</comments>
		<pubDate>Mon, 14 Jan 2008 23:34:21 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[best mortgage rate]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[property value]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/loan/top-10-mortgage-tips/</guid>
		<description><![CDATA[If you&#8217;re buying a home and are searching for some options by which you can pay for that dream house, then why not make a home mortgage loan your best move? A mortgage loan means that you will be putting up that purchased home as collateral, so your lender can have security in any instance [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Application 101</title>
		<link>http://www.surfrate.com/compare/home-loans/mortgage-application-101.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/mortgage-application-101.html#comments</comments>
		<pubDate>Mon, 14 Jan 2008 21:54:27 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[best mortgage rate]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[mortgage payment calculator]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/loan/mortgage-application-101/</guid>
		<description><![CDATA[If you&#8217;re expecting to purchase a new house any time soon, be sure you are knowledgeable on the basics of mortgage application. Most people are not prepared to pay cash for the full cost of a house, so a lot of times, home mortgage loans are the best options for them. Typically, you will need [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Choosing the Best Home Mortgage Loan</title>
		<link>http://www.surfrate.com/compare/home-loans/choosing-the-best-home-mortgage-loan.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/choosing-the-best-home-mortgage-loan.html#comments</comments>
		<pubDate>Mon, 14 Jan 2008 19:16:01 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[home mortgage loan]]></category>
		<category><![CDATA[interest rate]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/loan/choosing-the-best-home-mortgage-loan/</guid>
		<description><![CDATA[So you&#8217;ve made the big decision and chose to purchase your very own home! But, are you still thinking about where you are going to get money to pay for that dream home of yours? The financing option most people use when buying a home is to secure a home mortgage loan, in which you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Find the Best Home Equity Loan Rate</title>
		<link>http://www.surfrate.com/compare/home-loans/find-the-best-home-equity-loan-rate.html</link>
		<comments>http://www.surfrate.com/compare/home-loans/find-the-best-home-equity-loan-rate.html#comments</comments>
		<pubDate>Mon, 31 Dec 2007 00:24:38 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Home Loans]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/loan/find-the-best-home-equity-loan-rate/</guid>
		<description><![CDATA[If you&#8217;re like most people these days, you probably feel a little nervous about home prices and home loan rates. But, if you do a little research, you can still find a good rate and qualify for a home equity loan. Read on and we&#8217;ll show you how! Don&#8217;t bother using a mortgage broker; in [...]]]></description>
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		<slash:comments>1</slash:comments>
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