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	<title>Surf Rate &#187; Home Financing Guide</title>
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	<description>Best rates on loans, insurance, credit cards, investments and more!</description>
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		<title>Home Mortgage Pre-Qualification, Pre-Approval and Loan Commitment</title>
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		<pubDate>Thu, 17 Apr 2008 04:45:52 +0000</pubDate>
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		<description><![CDATA[Before getting too serious about house shopping, most people want to be certain they will qualify for adequate home financing in order to know how much house they can afford and what the total monthly costs will be once they move in.
Lenders help would-be homeowners in this process in three ways; pre-qualification, pre-approval and, once [...]]]></description>
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		<title>What is the Best Home Mortgage for Me?</title>
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		<pubDate>Mon, 07 Apr 2008 21:15:33 +0000</pubDate>
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		<description><![CDATA[Financing a home can be exciting and challenging at the same time. With so many home mortgage and real estate loan options available, how do you choose the one that is best for you?

By knowing the right questions to ask and knowing what level of financial risk you are comfortable accepting, you can decide on a mortgage that fits your financial situation like a glove!]]></description>
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		<title>Types of Home Mortgages</title>
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		<pubDate>Sun, 06 Apr 2008 19:47:39 +0000</pubDate>
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		<description><![CDATA[Understanding the types of home mortgage loans available can seem daunting. Learn about the different types of home loans and the advantages and disadvantages of each and how to decide which loan type is best for you.]]></description>
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		<title>Should You Finance a Home in 2008?</title>
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		<pubDate>Mon, 24 Mar 2008 20:14:25 +0000</pubDate>
		<dc:creator>SurfRate.com</dc:creator>
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		<description><![CDATA[Pick up a newspaper or watch the nightly news these days and you can&#8217;t help but see myriad stories about rising gas prices, slumping home prices, the declining US dollar, the lending crisis and impending recession despite 2008 being an election year in the US.
Just as reporters hyped the growth in real estate prices for [...]]]></description>
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