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	<title>Surf Rate &#187; Insurance</title>
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	<link>http://www.surfrate.com</link>
	<description>Best rates on loans, insurance, credit cards, investments and more!</description>
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		<title>Is it Time to Switch Insurance Companies?</title>
		<link>http://www.surfrate.com/learn/insurance/is-it-time-to-switch-insurance-companies.html</link>
		<comments>http://www.surfrate.com/learn/insurance/is-it-time-to-switch-insurance-companies.html#comments</comments>
		<pubDate>Fri, 17 Oct 2008 20:38:29 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/?p=252</guid>
		<description><![CDATA[We get asked this question a lot and the answer is not always clear, but with the recent failures of AIG and other financial services companies, now is a good time to ask yourself whether or not to consider switching insurance providers. Its worth at least considering this question anytime your auto, home, life or [...]]]></description>
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		<slash:comments>7</slash:comments>
		</item>
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		<title>How Solid is Your Insurance Company?</title>
		<link>http://www.surfrate.com/compare/homeowners-insurance/how-solid-is-your-insurance-company.html</link>
		<comments>http://www.surfrate.com/compare/homeowners-insurance/how-solid-is-your-insurance-company.html#comments</comments>
		<pubDate>Wed, 17 Sep 2008 04:48:53 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Homeowners Insurance]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/?p=181</guid>
		<description><![CDATA[How confident are you that your insurance company is on safe financial ground? Read on to learn what's happening in the insurance industry and how to be sure you can count on your insurer in times of need.]]></description>
		<wfw:commentRss>http://www.surfrate.com/compare/homeowners-insurance/how-solid-is-your-insurance-company.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Nine-Fifteen-O’-Eight</title>
		<link>http://www.surfrate.com/invest/stocks/nine-fifteen-o%e2%80%99-eight.html</link>
		<comments>http://www.surfrate.com/invest/stocks/nine-fifteen-o%e2%80%99-eight.html#comments</comments>
		<pubDate>Tue, 16 Sep 2008 05:52:11 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Stocks]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/?p=176</guid>
		<description><![CDATA[As a contrarian investor I look at today (9/15/2008) as a potential harbinger that the markets are nearing a bottom. This makes me believe that 2009 promises the turning of a new leaf!]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Are Insurance Odds?</title>
		<link>http://www.surfrate.com/learn/insurance/what-are-insurance-odds.html</link>
		<comments>http://www.surfrate.com/learn/insurance/what-are-insurance-odds.html#comments</comments>
		<pubDate>Tue, 05 Aug 2008 23:29:35 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/?p=107</guid>
		<description><![CDATA[Think you can live without good auto or homeowners&#8217; insurance? Well, if you consider that all insurance is based on probability and statistical outcomes, then you might be inclined to try going without any insurance and save a bunch of money. People who don&#8217;t plan ahead and can&#8217;t be bothered with all the various types [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Top Things to Know About Insurance</title>
		<link>http://www.surfrate.com/learn/insurance/top-things-to-know-about-insurance.html</link>
		<comments>http://www.surfrate.com/learn/insurance/top-things-to-know-about-insurance.html#comments</comments>
		<pubDate>Wed, 20 Feb 2008 05:15:18 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/top-things-to-know-about-insurance/</guid>
		<description><![CDATA[While we all want to think of our insurance company being there for us in time of need, it is important to remember that an insurer is not always on your side.

Insurers are out to make a profit, often at the expense of you, the insured.

Read this informative article to learn the things you really should know about buying and managing your insurance policies!]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Buying Insurance; Where to Start</title>
		<link>http://www.surfrate.com/learn/insurance/buying-insurance-where-to-start.html</link>
		<comments>http://www.surfrate.com/learn/insurance/buying-insurance-where-to-start.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 23:45:43 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/buying-insurance-where-to-start/</guid>
		<description><![CDATA[So you've decided to purchase insurance for you car, apartment, medical needs or even to cover your own life.

That is the first step to managing risk wisely in your personal finances!

But where do you begin when shopping for an insurance policy?

With so many options and insurers to choose from, purchasing an insurance policy can be a daunting challenge.

Read on to learn a few tips and ideas on how to get the most value when buying insurance coverage.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Finding an Affordable Individual Health Insurance Plan</title>
		<link>http://www.surfrate.com/learn/insurance/finding-an-affordable-individual-health-insurance-plan.html</link>
		<comments>http://www.surfrate.com/learn/insurance/finding-an-affordable-individual-health-insurance-plan.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 23:34:06 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/finding-an-affordable-individual-health-insurance-plan/</guid>
		<description><![CDATA[Nowadays, living without insurance can be very risky, especially if you have not even considered about applying for health insurance. Did you know how likely you are to encounter an accident, get injured, or get sick? Shouldn&#8217;t you be thinking twice about whether or not to get insurance? Insurance is a vital element to consider, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How Important Is Price in Buying Insurance?</title>
		<link>http://www.surfrate.com/learn/insurance/how-important-is-price-in-buying-insurance.html</link>
		<comments>http://www.surfrate.com/learn/insurance/how-important-is-price-in-buying-insurance.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 23:23:57 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/how-important-is-price-in-buying-insurance/</guid>
		<description><![CDATA[These days, it can be very difficult to recover from a financial problem when you don&#8217;t have insurance to back you up. For example, if you get into an accident while driving your car, and you are uninsured, you probably will spend hundreds to thousands of dollars just taking care of the repairs. This is [...]]]></description>
		<wfw:commentRss>http://www.surfrate.com/learn/insurance/how-important-is-price-in-buying-insurance.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is It Important to Have an Insurance Agent?</title>
		<link>http://www.surfrate.com/learn/insurance/is-it-important-to-have-an-insurance-agent.html</link>
		<comments>http://www.surfrate.com/learn/insurance/is-it-important-to-have-an-insurance-agent.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 23:11:49 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/is-it-important-to-have-an-insurance-agent/</guid>
		<description><![CDATA[People always say that prevention is better than cure. We prevent untimely demises from happening by being more cautious about our driving, our work, the food we eat, and other activities that we do. But did you know that another excellent preventive measure, aside from those mentioned already, is getting you and your family an [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Renters Insurance Tips</title>
		<link>http://www.surfrate.com/learn/insurance/renters-insurance-tips.html</link>
		<comments>http://www.surfrate.com/learn/insurance/renters-insurance-tips.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 23:07:15 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/renters-insurance-tips/</guid>
		<description><![CDATA[So you moved into a new city, and have decided to rent an apartment in the mean time. Did you know that even if you are not a homeowner, renter insurance can be obtained by you in these situations? What exactly is renters insurance? How can it help you and your family? Approximately how much [...]]]></description>
		<wfw:commentRss>http://www.surfrate.com/learn/insurance/renters-insurance-tips.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Kinds of Insurance to Avoid</title>
		<link>http://www.surfrate.com/learn/insurance/what-kinds-of-insurance-to-avoid.html</link>
		<comments>http://www.surfrate.com/learn/insurance/what-kinds-of-insurance-to-avoid.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 22:50:04 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/what-kinds-of-insurance-to-avoid/</guid>
		<description><![CDATA[It is probably true when they said that you can get insurance for everything. You can get insurance for your car, your house, your diamond necklace and diamond earrings, your pet Labrador, your home, and also you health. We all know that getting insurance is a smart move, especially when we are preparing for the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Where Should You Buy Insurance?</title>
		<link>http://www.surfrate.com/learn/insurance/where-should-you-buy-insurance.html</link>
		<comments>http://www.surfrate.com/learn/insurance/where-should-you-buy-insurance.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 22:41:45 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/where-should-you-buy-insurance/</guid>
		<description><![CDATA[Before you ask the question on where you can buy insurance, shouldn&#8217;t you be asking why you need insurance in the first place? Simply put, insurance provides peace of mind and preparedness in case of an accident, emergency, or disaster. If you have been caught in a car collision, your home was burned down, or [...]]]></description>
		<wfw:commentRss>http://www.surfrate.com/learn/insurance/where-should-you-buy-insurance.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Where to Get Information about Buying Insurance</title>
		<link>http://www.surfrate.com/learn/insurance/where-to-get-information-about-buying-insurance.html</link>
		<comments>http://www.surfrate.com/learn/insurance/where-to-get-information-about-buying-insurance.html#comments</comments>
		<pubDate>Fri, 25 Jan 2008 22:08:35 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/where-to-get-information-about-buying-insurance/</guid>
		<description><![CDATA[The internet has become an amazingly useful virtual environment where people can do anything. Today, there are billions of people who have access to the World Wide Web everyday. Did you know that the internet can provide you lots of essential information about insurance? You don&#8217;t need to look any further, as typing into a [...]]]></description>
		<wfw:commentRss>http://www.surfrate.com/learn/insurance/where-to-get-information-about-buying-insurance.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What Things You Should Insure</title>
		<link>http://www.surfrate.com/learn/insurance/what-things-you-should-insure.html</link>
		<comments>http://www.surfrate.com/learn/insurance/what-things-you-should-insure.html#comments</comments>
		<pubDate>Tue, 15 Jan 2008 00:33:56 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[affordable health insurance]]></category>
		<category><![CDATA[liability insurance]]></category>
		<category><![CDATA[life insurance policy]]></category>
		<category><![CDATA[property insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/what-things-you-should-insure/</guid>
		<description><![CDATA[There are certain things in this world that we can&#8217;t afford to lose. And if we lose them, the cost and time to replace them may be out of our reach. Most of the time, these are the things that we&#8217;ve invested on and are of great value for us. This could be a house, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Insurance is a Key to Your Financial Plan</title>
		<link>http://www.surfrate.com/learn/insurance/why-insurance-is-a-key-to-your-financial-plan.html</link>
		<comments>http://www.surfrate.com/learn/insurance/why-insurance-is-a-key-to-your-financial-plan.html#comments</comments>
		<pubDate>Mon, 14 Jan 2008 23:11:18 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[auto insurance company]]></category>
		<category><![CDATA[disability insurance]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[health insurance plan]]></category>
		<category><![CDATA[term life insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/why-insurance-is-a-key-to-your-financial-plan/</guid>
		<description><![CDATA[Although a lot of people wouldn&#8217;t want to consider insurance as a part of their lives, we can&#8217;t deny that it&#8217;s important and necessary as well. Insurance is a critical element in managing risk within your financial planning efforts. What&#8217;s the use of earning a lot of money and building up your investments, only to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is Pet Insurance Worthwhile?</title>
		<link>http://www.surfrate.com/learn/insurance/is-pet-insurance-worthwhile.html</link>
		<comments>http://www.surfrate.com/learn/insurance/is-pet-insurance-worthwhile.html#comments</comments>
		<pubDate>Mon, 14 Jan 2008 22:07:37 +0000</pubDate>
		<dc:creator>vwmadm</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[pet care]]></category>
		<category><![CDATA[pet health care]]></category>
		<category><![CDATA[pet health insurance]]></category>
		<category><![CDATA[pet insurance]]></category>

		<guid isPermaLink="false">http://www.surfrate.com/insurance/is-pet-insurance-worthwhile/</guid>
		<description><![CDATA[There are millions of pets and pet lovers in the United States. For many of us, taking care of a pet becomes a lifestyle choice, and in many cases, pets are considered as important as any other member of the family. Just like with human members of the family, getting a reliable and reputable insurance [...]]]></description>
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