How to Avoid Personal Bankruptcy

If you encounter financial trouble, you could be at risk of facing personal bankruptcy.

Dealing with creditors is very stressful and you need advice to negotiate the best terms possible.

But remember that you do have legal rights that can help protect you from creditors and bankruptcy is not the only option.

Read on to learn how you can avoid bankruptcy and get back on the right financial path!

 » Read more

Buying Insurance; Where to Start

So you’ve decided to purchase insurance for you car, apartment, medical needs or even to cover your own life.

That is the first step to managing risk wisely in your personal finances!

But where do you begin when shopping for an insurance policy?

With so many options and insurers to choose from, purchasing an insurance policy can be a daunting challenge.

Read on to learn a few tips and ideas on how to get the most value when buying insurance coverage.

 » Read more

Credit Card Fraud Protection Guide

At the present time, persons who do business through fraudulent means never seem to stop. A huge percentage of Americans fall victims to scams and frauds, costing them hundreds to thousands of dollars. Has this ever happened to you or someone you know? If not, it may be just a matter of time unless you […]

 » Read more

Dealing with Credit Card Companies

Do you own more than just one active credit card account? Have you been alternately using each card for all the purchases you make? Were you suddenly surprised at how high the amount due on your monthly credit card statement has become? If you answered yes, or can relate to any of these scenarios, then […]

 » Read more

Diversify Your Stock Portfolio

The stock market can be a highly competitive and risky business to dive into. If you are unprepared, you might end up losing more than you have bargained for. Most wise money earners know how to find the right avenues for investments, and how they can make their money go a long way. If you […]

 » Read more

Escaping Mortgage Disaster

So you have decided to buy a home using a home mortgage loan. This means that your mortgage company will be loaning you the amount based on the appraised value of the house to be purchased, using that said house as collateral. After this, you will then be given an interest rate, a mortgage loan […]

 » Read more

Finding an Affordable Individual Health Insurance Plan

Nowadays, living without insurance can be very risky, especially if you have not even considered about applying for health insurance. Did you know how likely you are to encounter an accident, get injured, or get sick? Shouldn’t you be thinking twice about whether or not to get insurance? Insurance is a vital element to consider, […]

 » Read more

Get Your Tax Refund Faster

Every year, working individuals in the United States files for income tax returns. However, you can also avail of a tax refund, and get back some of the taxes you have paid before, if you fall into certain criteria. You are eligible to get a tax refund if the tax you owe to the government […]

 » Read more

Getting a Home Loan on Bad Credit

Bad credit happens when a person gets careless with his expenses and debts, and that he has many unpaid bills. Persons with unsatisfactory credit rating end up having difficulty getting approved for insurance or even for loan applications. In short, winding up with poor credit is a very unhealthy financial situation to be in. If […]

 » Read more

How Important Is Price in Buying Insurance?

These days, it can be very difficult to recover from a financial problem when you don’t have insurance to back you up. For example, if you get into an accident while driving your car, and you are uninsured, you probably will spend hundreds to thousands of dollars just taking care of the repairs. This is […]

 » Read more