How to Make Money Online

We all know about entrepreneurs like David Filo and Jerry Yang, who founded Yahoo, or Larry Page and Sergey Brin, who founded Google only 10 years ago. Doing what they loved led them to fortunes beyond most people’s wildest imagination! But, you say, those guys are all Stanford Engineers with brains bigger than planets and […]

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Get a Better Paying Job

“Get a new job with more pay and you’re OK,” goes the line from Pink Floyd’s classic song Money. And while money doesn’t guarantee happiness, it’s a lot harder to be happy when you’re stressed out about paying your bills and can’t ever seem to get ahead. But how do you change careers or get […]

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Get Your Free Credit Report Today

Did you know that the government mandates that you can get your credit report once a year ABSOLUTLEY FREE? Most people don’t know this and pay $20, $40 or even more to get their credit report, accepting that a fee is required in order to know about late payments, outstanding debts and other details about […]

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Why You Should Buy a Home in the Next 12 Months

Sure, the news is all negative when it comes to the home mortgage market. But, I just returned from Las Vegas, one of the hardest hit real estate markets in America over the last 24 months. And guess what; builders are still building condos, houses and other residential housing projects even in Las Vegas! The […]

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What Are Insurance Odds?

Think you can live without good auto or homeowners’ insurance? Well, if you consider that all insurance is based on probability and statistical outcomes, then you might be inclined to try going without any insurance and save a bunch of money. People who don’t plan ahead and can’t be bothered with all the various types […]

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How to Avoid Personal Financial Mistakes

Sometimes it’s hard to avoid making mistakes with your money. You might decide to buy a new car and then you lose your job. Or, maybe you just don’t keep tabs on how much money you’re spending and suddenly you find that you have thousands of dollars in credit card expenses you can’t pay off! […]

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How to Get a Free Five Star Hotel Room in Las Vegas

I just got home from a 2 week vacation with my family. We drove 2,800 miles across Oregon, California and Nevada and got to see some of the most diverse geography in the world, from the Redwood forests of the California coast to the hottest and lowest place on earth (Death Valley). One place we […]

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Living within Your Financial Means

It may sound like an oft-written cliché, but when it comes to managing your money there is no better guidepost to follow. Of course it’s the American way to spend more than you make and, as we’ve seen with the recent surge in home foreclosures, it can lead to personal financial disaster. So, let’s brush […]

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Home Mortgage Pre-Qualification, Pre-Approval and Loan Commitment

Before getting too serious about house shopping, most people want to be certain they will qualify for adequate home financing in order to know how much house they can afford and what the total monthly costs will be once they move in. Lenders help would-be homeowners in this process in three ways; pre-qualification, pre-approval and, […]

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What is the Best Home Mortgage for Me?

Financing a home can be exciting and challenging at the same time. With so many home mortgage and real estate loan options available, how do you choose the one that is best for you?

By knowing the right questions to ask and knowing what level of financial risk you are comfortable accepting, you can decide on a mortgage that fits your financial situation like a glove!

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