What To Do If Your Homeowners Insurance Is Cancelled

Homeowner’s insurance, as we have seen throughout this guide, is an extremely important part of owning your own home. We all want the peace of mind and security of knowing that should disaster strike, we will not be in jeopardy of losing what is typically the single largest asset we own and have invested so […]

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Homeowners Insurance Claims Repairs And Rebuilding

So you’ve successfully filed a home insurance claim and your insurance company has accepted and agreed to compensate your losses. Congratulations and certainly you feel relieved! Now the real work begins. Although finding your way through the confusing and sometimes frustrating claims process is behind you, the details of repairing or rebuilding your home still […]

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Homeowners Insurance Claim Settlement Tips

When filing a homeowner’s insurance claim, most people want to be sure they get a fair settlement. By preparing in advance and following your insurance company’s claims process correctly, the majority of homeowners should be adequately compensated for losses arising from insurable perils. There are, however, some things you need to be aware of which […]

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Home Insurance Adjusters and Appraisers

Filing a homeowner’s insurance claim and completing the claims process can be a confusing and sometimes intimidating process. If you have suffered major property damage arising from an insurable peril such as fire, theft or injury, your first concern should be the safety and security of the members of your household, which may involve emergency […]

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Homeowners Insurance Claims Guide

We all hope that we will never have to file a claim for theft, injury or other perils in the home. But the fact is that most homeowners do have to file an insurance claim at some point, whether because their home is broken into, a fire occurs, somebody is injured in an accident, a […]

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Homeowners Insurance Claims Prevention Tips

Your claims history is one of the few factors affecting your homeowner’s insurance premiums that you can actively manage. Aside from pride of ownership and a natural desire to make your house a home you enjoy and appreciate spending time together with friends and family, keeping your home in good condition and taking a few […]

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Homeowners Insurance Frequently Asked Questions

Do I need homeowners insurance? If you care about your home and your possessions, the answer is yes! You can never predict when or where a catastrophe will occur, so you should be prepared. And if you have a mortgage, your lender may require you to have home insurance. Are there any ways I can […]

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Homeowners Insurance Exclusions and Endorsements

Your standard home insurance policy covers some things, but not others. Exclusions define what is specifically not covered and endorsements are extra coverage that supplement your policy. Some things people commonly and mistakenly believe are covered by their homeowner’s policy include damage caused by flooding, earthquakes or war. Not all risks and perils are insurable, […]

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Residential Insurance Policies

People too often make the mistake of assuming that they have to own a home in order to get insurance coverage, thinking their landlord’s policy will cover them in case of an insurable peril. But, if you rent, own a condo or townhouse, a farm or ranch you need to purchase insurance to cover your […]

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Lowering Your Homeowners Insurance Rates

Everybody hates paying insurance premiums; it’s a fact of life that people feel insurance costs are too high and you aren’t really getting anything in return. Well … until you have a theft, fire or other insured peril occur; then suddenly those premiums you’ve been paying can seem like the best investment you’ve ever made! […]

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